Select your credit rating

1. Poor

   People with poor credit may have had frequent changes of address, or who may have recently changed jobs or had periods of unemployment. You're likely to be over your credit limit(s) and late with your credit repayments. You have recent missed / late payments or defaults

2. Fair

   You may have had recent changes in address, or you may have recently changed job and you may have high levels of debt compared to your income. Credit applications made frequently. You may have occasional missed payments or go over your credit limit(s).

3. Good

   People with good credit have usually been at the same address for a long time. You are most likely a homeowner or a long term tenant with a stable employment history. You'll most likely have a long standing credit history with a homeloan, loan and credit cards with very few missed payments.